What are iyzico's processing fees and are there monthly charges?

iyzico charges per-transaction rates (percentage + small fixed fee) with no monthly minimum fees for standard accounts. Processing fees for taksit installment transactions are slightly higher than single-payment transactions. There are no setup fees. Your iyzico account manager provides the exact rate schedule during onboarding, and educational institutions may qualify for a non-profit or education vertical rate.

How does 3D Secure authentication work for Turkish school fee payments, and does it cause checkout drop-off?

In Turkey, 3D Secure (bank SMS OTP) is mandatory for all card transactions — not optional. Parents receive an SMS from their bank with a one-time code, enter it at checkout, and the payment completes. Turkish parents are entirely familiar with this flow as it applies to all Turkish online purchases. iyzico handles 3DS natively; you do not need to configure it separately.

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iyzico School Fee Payment Integration

Enterprise EditionPayment Processing

Collect school fees in Turkey — Turkish bank cards, installments, and bank transfer with iyzico

Overview

iyzico is Turkey's leading payment gateway, processing payments for thousands of Turkish businesses and educational institutions. For private schools, tutoring centres, and universities in Turkey, iyzico provides native integration with Turkish bank card networks and the installment payment infrastructure that Turkish families expect for large purchases. Turkish credit cards offer built-in installment plans (taksit) through the issuing bank — a family pays ₺50,000 in annual fees and splits it into 9 or 12 installments on their Garanti, İş, Akbank, or Yapı Kredi card with no extra interest. This is a deeply embedded expectation in the Turkish market. Any school fee portal in Turkey that does not offer taksit will lose conversions to those that do. iyzico supports taksit natively through all major Turkish banks. OpenEduCat's iyzico integration surfaces card payment with taksit selection alongside bank transfer (havale/EFT) in the student portal, covering the full range of how Turkish families pay.

Key Capabilities

Turkish Bank Cards

All Turkish credit and debit cards accepted: Garanti, İş Bankası, Akbank, Yapı Kredi, Halkbank, Ziraat, VakıfBank, QNB, and all other Turkish bank issuers.

Installment Payments (Taksit)

Bank-funded installments available on all major Turkish credit cards: 3, 6, 9, or 12 months. Institution receives the full amount; bank manages the installment schedule.

International Cards

Visa, Mastercard, and Amex from non-Turkish issuers accepted for international students and expat families.

Bank Transfer (Havale/EFT)

Bank transfer payment reference generated per invoice. Parents pay via internet banking; reconciliation is automated.

Secure 3D Payment

All Turkish card transactions require 3D Secure authentication (bank SMS OTP). Mandatory in Turkey, included in iyzico by default.

Recurring Payments

Store tokenized card credentials for recurring monthly tuition billing without requiring families to re-enter payment details each month.

Setup Guide

Create iyzico Account

Register at iyzico.com/en with your institution's Turkish tax number (vergi kimlik numarası) and bank account. Verification typically completes in 1–2 business days.

Get API Keys

In iyzico Merchant Panel > Settings, copy your API Key and Secret Key.

Configure in OpenEduCat

Go to Settings > Payment Providers > iyzico. Enter your API Key and Secret Key. Select TRY as the primary currency.

Configure Installment Options

Set the maximum installment count your institution wants to offer (e.g., up to 9 months for annual fees). iyzico will show available installment options per card automatically.

Test and Activate

Use iyzico sandbox test cards to verify taksit selection, card payment, and bank transfer flows. Activate live credentials when testing is complete.

Use Cases

Turkish private schools (özel okul) offering 9 or 12-month taksit installments on annual tuition through the parent portal
Turkish universities collecting semester fees via iyzico with both card and EFT options
Language schools and tutoring centres in Turkey collecting monthly course fees via recurring card billing
International schools in Istanbul and Ankara serving both Turkish and expat families with local and international card acceptance

Technical Requirements

iyzico merchant account with Turkish tax registration (vergi kimlik numarası)
OpenEduCat Enterprise Edition
SSL certificate on your OpenEduCat instance
Turkish business entity

Fee Payment and Collection

Manage tuition, program fees, hostel charges, and lab levies from a single system that automates invoice generation, handles installment plans, and gives families a self-service portal to view balances, pay online, and download receipts — without calling your office.

Advanced Accounting Software for Schools

Multi-campus fund tracking, automated reconciliations, grant compliance reporting, and fee-to-ledger integration. Close months in days with real-time dashboards and a full audit trail.

Financial Management

Set up fee structures once — auto-generate invoices at enrollment, accept payments via cash, bank, or online gateway, apply discounts, and reconcile. Close books faster with fewer errors.

Student Management

Student information system software that keeps every record (academics, health, contacts, documents) in one place. SIS for K-12 schools and universities that gives staff accurate student data instantly and makes reporting effortless.

Frequently Asked Questions

Taksit installments are funded by the issuing bank at no direct cost to the family for standard installment periods. The institution typically pays a slightly higher processing fee for installment transactions (varying by bank and number of installments). iyzico includes taksit support in the standard integration without additional setup fees.

Collect School Fees with iyzico

How OpenEduCat uses iyzico for online fee collection — by institution type

University Fee CollectionTurkish universities offering taksit plans for semester tuition — students pay in 6–12 ins…View guide K-12 School Fee CollectionAnnual tuition split into 9 monthly taksit installments aligned to the school calendar — r…View guide College Fee CollectionTroy card acceptance alongside Visa and Mastercard — Turkey's national card scheme is mand…View guide Vocational School Fee CollectionShort-term installment plans (3–6 taksit) for vocational course fees — making professional…View guide High School Fee CollectionTaksit (installment) plans for Turkish high school annual fees — 6–9 monthly installments …View guide International School Fee CollectionTroy card and Visa/MC for Turkish international schools; taksit plans expected for premium…View guide Boarding School Fee Collectioniyzico recurring billing for semester boarding fees; 6–12 taksit installments on annual bo…View guide

Enable iyzico Integration

Connect iyzico with OpenEduCat and simplify your institution's digital ecosystem.

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