Can Toss Payments handle recurring monthly billing for hagwon (학원) fee collection?

Yes. Toss Payments supports recurring card billing and auto-debit via registered bank accounts. For hagwon operators collecting fixed monthly tuition, OpenEduCat can store a tokenized payment credential and charge it automatically on each billing date. Parents authorize the recurring payment once; subsequent months debit without requiring them to log in. Virtual account instructions can also be resent each month for families who prefer manual transfer.

What are Toss Payments' settlement timelines and fees for Korean schools?

Toss Payments settles in KRW to your Korean bank account, typically within T+2 (two business days). Processing fees are competitive with Korean market rates for cards and e-wallet methods. There are no setup fees; rates depend on your transaction volume and method mix. Contact Toss Payments during onboarding for an education-sector rate schedule.

Toss Payments School Fee Payment Integration

企业版Payment Processing

Collect school fees in South Korea — Toss Pay, KakaoPay, Naver Pay, and Korean bank cards

概述

Toss Payments is South Korea's leading fintech payment provider, operated by Viva Republica (the company behind the Toss super-app used by 30M+ Koreans). For schools, universities, and cram schools (학원, hagwon) in South Korea, Toss Payments provides native access to the digital payment methods Korean parents prefer: Toss Pay, KakaoPay, Naver Pay, and virtual account bank transfer. Korean parents typically pay through apps they already have open daily — Toss, KakaoTalk, or Naver. A fee portal that presents a Toss Pay or KakaoPay button alongside the traditional card form dramatically increases first-attempt payment completion compared to card-only portals. For the large hagwon (private tutoring academy) sector, Toss Payments' recurring billing and virtual account features address the monthly fee collection challenge: each student gets a unique virtual account number, and a recurring payment mandate via Toss Pay handles monthly debit automatically.

核心功能

Toss Pay

One-tap payment via the Toss app, used by 30M+ Koreans. Parent authenticates with Toss biometrics and payment completes in seconds.

KakaoPay

Payment via KakaoTalk, Korea's universal messaging app. Available to 40M+ KakaoPay users.

Naver Pay

Payment via Naver, Korea's dominant search and services platform. 30M+ Naver Pay users.

Virtual Account (가상계좌)

Unique bank account number generated per invoice. Parents transfer via internet banking. Widely preferred by Korean families for school fee payment.

Korean Credit/Debit Cards

All major Korean bank card issuers: KB, Shinhan, Hana, Woori, Samsung, Lotte, BC. International Visa/Mastercard also supported.

Mobile Card

One-click card payment using saved card details — common in Korean mobile checkout flows.

设置指南

Apply for Toss Payments Account

Apply at tosspayments.com with your institution's Korean business registration number (사업자등록번호) and bank account. Verification takes 1–3 business days.

Get API Keys

In Toss Payments Dashboard, copy your Client Key (for checkout) and Secret Key (for server-side verification).

Configure in OpenEduCat

Go to Settings > Payment Providers > Toss Payments. Enter your Client Key and Secret Key. Set KRW as the currency.

Enable Payment Methods

Configure which payment methods to show: Toss Pay, KakaoPay, Naver Pay, virtual account, and cards. Toss Payments auto-detects the user's available apps.

Test with Test Credentials

Toss Payments provides sandbox test keys. Test Toss Pay, virtual account, and card flows. Verify invoice matching and KRW receipt generation.

使用场景

Korean hagwon (학원) collecting monthly tuition via Toss Pay and virtual account from parents who manage everything through their phone
Korean international schools collecting fees from Korean families via KakaoPay and Toss Pay alongside cards for expat families
South Korean universities collecting semester enrollment fees via virtual account bank transfer — the most trusted method for large Korean transactions
Online Korean language schools collecting fees from domestic students via Naver Pay and Toss Pay

技术要求

Toss Payments merchant account with Korean business registration (사업자등록번호)
OpenEduCat Enterprise Edition
SSL certificate on your OpenEduCat instance
Korean business entity

Fee Payment and Collection

Manage tuition, program fees, hostel charges, and lab levies from a single system that automates invoice generation, handles installment plans, and gives families a self-service portal to view balances, pay online, and download receipts — without calling your office.

Advanced Accounting Software for Schools

Manage multi-campus finances with ease: fund-level tracking, automated reconciliations, grant compliance reporting, fee-to-ledger integration, and real-time dashboards that let you close months in days and audit with confidence.

Financial Management

Set up fee structures once, auto-generate invoices at enrollment, accept payments via cash, bank, or online gateways, apply discounts automatically, and reconcile seamlessly - speeding up book closure with fewer errors and calls.

Student Management

Student information system software that keeps every record (academics, health, contacts, documents) in one place. SIS for K-12 schools and universities that gives staff accurate student data instantly and makes reporting effortless.

常见问题

Both are widely used. Virtual account (가상계좌) is traditional and trusted for high-value transactions like semester fees — parents see it as equivalent to a direct bank transfer. Toss Pay and KakaoPay are preferred by younger parents for convenience. Offering all three in the same portal maximizes collection rates across age groups.

使用 Toss Payments 收取学费

OpenEduCat 如何利用 Toss Payments 实现在线收费——按院校类型分类

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启用 Toss Payments 集成

将 Toss Payments 与 OpenEduCat 连接，简化您院校的数字化生态系统。

了解工作原理咨询顾问

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