Managing annual and installment billing across colleges is one of the most time-intensive tasks for finance teams. Mercado Pago is one of the most reliable payment gateways for Brazil institutions — and OpenEduCat's fee management module connects to it natively. When a student pays online, OpenEduCat marks the invoice paid, posts to the general ledger, and sends a receipt — with zero manual intervention.
为什么学院选择 Mercado Pago？
Installment payments (parcelamento) up to 12x on credit cards — a cultural expectation in Brazil for any payment over BRL 500
可收取的费用类型
涵盖与学院相关的每种费用类型 — 均自动与学生记录进行对账
Course / Program Fee
Per-program tuition collected each academic year or semester
Registration Fee
One-time enrollment fee paid at admission and re-registration each year
Lab & Equipment
Practical session fees for science, computer, or vocational labs
Hostel Fee
On-campus or affiliated hostel charges billed per semester
Placement Services
Career placement support and recruitment event fees
Certificate & Diploma Issue
Document issuance fees for certificates, transcripts, and migration certificates
工作流程
从网关设置到自动对账 — 仅需 5 步
Connect Mercado Pago to OpenEduCat
Enter your Mercado Pago API keys in OpenEduCat's Payment Gateway settings. No code required — the integration activates instantly. Test mode lets you verify the entire flow before going live.
Configure Fee Heads
Create fee heads (tuition, hostel, exam fee) in OpenEduCat's Fee Management module. Assign them to student batches, departments, or individual students. Set due dates and installment schedules.
Students Receive Payment Links
OpenEduCat generates unique payment links for each student. Links can be sent via email, SMS, or WhatsApp — or accessed directly from the Student Portal. Students pay using Pix (Brazil instant transfer), OXXO (Mexico cash voucher), Credit/Debit Cards.
Mercado Pago Processes the Payment
Mercado Pago handles all card data and transaction processing within its PCI-compliant environment. OpenEduCat never stores sensitive payment data on your servers — full PCI DSS scope reduction.
Auto-Reconciliation and Reporting
Payment confirmed by Mercado Pago triggers automatic reconciliation in OpenEduCat: invoice marked paid, GL entry posted, receipt generated, and defaulter list updated. Finance staff see real-time collection dashboards — no manual matching.
核心优势
学院使用 Mercado Pago + OpenEduCat 组合的优势
Mercado Pago's Native Payment Methods
Accept Pix (Brazil instant transfer), OXXO (Mexico cash voucher), Credit/Debit Cards, Mercado Pago Wallet — the methods Brazil families actually use. No redirect to external payment pages; the checkout experience stays on your institution's portal.
Automated Annual Billing
Mercado Pago Subscriptions for recurring fee mandates. Once a student authorizes recurring payment, fees are collected automatically on the due date — reducing follow-up effort for your finance team.
Zero Manual Reconciliation
Every Mercado Pago transaction is matched to a specific student, fee head, and academic period automatically. Month-end reconciliation that used to take 3–4 days takes minutes.
Compliance and Data Security
Mercado Pago is PCI DSS Level 1 certified. OpenEduCat uses Mercado Pago's tokenization so card data never touches your servers. Full audit trail of every payment with timestamps, amounts, and student details.
常见问题
How does Mercado Pago connect to OpenEduCat's fee management module?
OpenEduCat has a built-in Mercado Pago integration. You enter your Mercado Pago API keys (publishable key and secret key) in the Payment Gateway settings page. The integration supports both Mercado Pago's standard checkout and hosted payment links. No custom code or third-party plugin is required.
What fees can Colleges collect through Mercado Pago in OpenEduCat?
All fee types are supported: Course / Program Fee, Registration Fee, Lab & Equipment, Hostel Fee, Placement Services, Certificate & Diploma Issue. Each fee head is configured separately in OpenEduCat so finance teams can run reports by fee category, batch, department, or academic period.
How long does it take for Mercado Pago payments to settle?
Mercado Pago settles funds in Pix: instant; cards: T+14 to T+30; configurable. OpenEduCat marks the student's account paid as soon as Mercado Pago confirms the transaction — you don't need to wait for settlement to update the student's fee status.
Is it safe to collect college fees through Mercado Pago?
Yes. Mercado Pago is PCI DSS Level 1 certified — the highest certification level in the payment industry. OpenEduCat uses Mercado Pago's tokenization and hosted fields, so sensitive card data never passes through or is stored on your institution's servers. Every transaction includes a full audit trail accessible from the OpenEduCat finance dashboard.
Does Mercado Pago support installment payments for college fees in Brazil and Mexico?
Yes. In Brazil, Mercado Pago supports parcelamento (installments) on credit cards up to 12x — a standard expectation for any payment over BRL 500. The college receives the full fee from Mercado Pago; the credit card issuer manages the student's installment schedule. In Mexico, Mercado Pago's mensualidades feature offers similar installment options. OpenEduCat marks the enrollment as fully paid at the time Mercado Pago confirms the first installment authorization.